As with everything, discounts on your home insurance are readily available. Follow the steps below and save a fortune!!

Buy your home and car insurance policies from the same company – some companies will offer you discounts if you have all your insurances with them, so have a look around for these as it’s a great way to save lots of money.

Insure your home, not the land – take into account the amount of valuables you have inside the house, not the worth of the land, as this will never need to be covered by your home insurance.

Improve the safety and security of your home – add burglar alarms, deadlocks and smoke alarms. These will all increase your safety, and will be reflected in the cost of your home insurance.

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Stop smoking – more than twenty three thousand residential fires are caused on a yearly basis by smoking accidents. Some insurers will offer you a reduced home insurance quote of you are a non smoker.

Stay with one insurer – some insurers will offer discounts for loyalty, rather like a no claims bonus with your Car Insurance .

Check your policy yearly – if you have sold an item that you had included in your cover, for example, you may want to reduce the level of cover you have. Keep an eye on the little added extras and you will make great savings.

Pay electronically – as some insurers charge for phone transactions or mail payments. Going online for your Contents Insurance is a great way to save money quickly and easily.