1. Holiday home insurance: You will save much if you buy multiple policies from the same insurer. This should attract discounts of close to 15% from some insurers. The multi-policy discount you get might be far less than what you’ll save by buying from different insurance companies. So, take some time out to check well.

2. Increase your deductible and you’ll pay less for your holiday home insurance. Increase it as high as you are comfortable with. Be sure it’s an amount you can easily provide should you ever make a claim. This is because the insurer will be free from every obligation to you until you pay your deductible.

3. Where it makes sense, buy more than one policy from the same insurance company. This attracts discounts of around 15 percent from the majority of insurance companies. Please, note that you might save much more by maintaining various policies with different insurers. You can only know by obtaining quotes from various insurers for your policies and then comparing them with what you’ll get as multi-policy discounts.

4. Holiday home insurance: You can get rebates if you remain with an insurer for over three years. The loyalty discount increases the more the years you remain with an insurance company. Even though you’ll surely get rebates for continuing with the same insurer for any reasonable time, you may end up making more in savings by changing to another insurer. Knowing which offers more savings is very easy. Simply obtain new quotes from other insurers and then check if what you have as rebate for remaining loyal to your insurance company is as much as what you’ll be given if you switch.

5. While you do these other things to lower your holiday home insurance costs, here’s what to do to receive lower rates today. Visit trusted quotes sites and request for quotes. Visit a minimum of three of such for the best results. It’s free, quick and easy. Make sure you give your correct details as you fill the questionnaires on each site. The last step is to simply choose the insurance company that represents the best price/value from the quotes you receive.

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realestatemarketingthisweek.com – Real Estate Marketing – Seller paid closing costs the best deal going today in Real Estate – With Michael J Barnes, Brett Fallon and Dan Havey of Real Estate Marketing This Week Part 1 – Today were going to be talking about mortgage strategies, buying real estate, all the different things that you need to know from here on out through 2009, lots and lots of opportunities. We brought back once again one of the best financial planners in the entire country Mr. Brett Fallon. We also have in the studio today a very good friend of mine Mr. Dan Havey. Dan has been in the real estate and mortgage industry for over 20 years, in fact he got me into the industry, he was instrumental, in fact the major hand behind putting together of the loan modification hotline. Velocity Financial is a financial services firm, were primarily focused on doing mortgages for residential purchasing and refinances. One of the things that we have seen is that the purchasing market has picked up quite a bit and looks in my eyes like we very well may have hit the bottom on prices. You can buy a 3000 square foot house for 0000 these days, and one thing that we’ve recently found is most of the sellers are willing to pay closing costs on behalf of the buyer. Its a known fact that it’s a cold sellers market and sellers are happy to have an offer, whether it be a low offer or not. Now I have a couple examples I want to share, it’s important to point out that I am not a …